Social Security is a critical program for African Americans. Some 4.8 million African Americans currently receive Social Security benefits, and African Americans benefit disproportionately from many of Social Security’s features, including a progressive benefit structure and survivors and disability benefits. Proposals to scale back the traditional Social Security system and replace a portion of it with private accounts are unlikely to maintain these protections for African Americans to the same degree. As a result, such a shift is likely to have an adverse effect on the African American community.
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